HRA coverage must be limited for certain retiree rehires. If you've separated or retired from your employer and your HRA provides only post-separation claims eligibility (no in-service benefits), your claims eligibility must be limited if you are rehired by that same employer. During re-employment, your HRA will cover only dental, vision, and qualified long-term care expenses. Full coverage (claims eligibility) remains available before and after your re-employment period.
Check your account information and investment allocation at least annually. Now is a good time to make sure your account is up to date.
Make sure your contact, spouse, and dependent information is current. If you’ve moved, have a new phone number or email address, or need to update your spouse and dependent information, log in online and click My Profile to check and update your mailing address and other important information.
Verify we have your separation date on file. If you’ve changed employers, separated from service, or retired, log in online and look for your separation date on the landing page directly underneath your account balance. If the date is missing or incorrect, give us a quick call at 1-844-342-5505. We need your accurate separation date to help protect your HRA from potential Medicare demands (if applicable).
Confirm your investment allocation is still appropriate. It's a good idea to review your investment allocation at least once per year and make any necessary changes. You should consult with a professional financial advisor before making investment decisions. Your HRA plan and its agents do not give investment advice.
Help protect yourself from fraud and theft. Bad actors can steal your personal information any number of ways. Fraud occurs when criminals steal and use someone’s confidential information without permission. Armed with stolen data, scammers can pretend to be you. All too often this causes personal and financial problems that are hard to fix.
Confidential information includes data like your Social Security number, birth date, passwords, and debit or credit card details.
Register your account online. Log in then, click Register and follow the onscreen prompts.
Stay alert and monitor your account regularly. It’s your responsibility to regularly check your account activity, including debit card transactions, for accuracy and anything suspicious. You can do this online, from our mobile app, HRAgo®, and by reviewing your account statements.
Check and empty your physical mailbox daily. This helps avoid the risk of thieves stealing confidential mail like new debit or credit cards, banking and other account statements, loan documents, etc.
Sign up for e-communication and direct deposit. You'll enjoy less mail clutter (account statements, paper check reimbursements, etc.) and better privacy protection. Log in and click My Profile to check your preferences.
For more details, read our Help Protect Your Account from Fraud handout.
The annual Medicare Part D Notice is available. This is a required annual notice about prescription drug coverage provided by the HealthInvest HRA Plan and Medicare Part D. Please read it carefully, and keep it on file for future reference. To review online, log in and click Resources, or contact our Customer Care Center to request a paper copy.
A Summary of Benefits and Coverage is available for HRA plans with in-service benefits. FOR HRAs WITH IN-SERIVCE BENEFITS: We’re required to make a Summary of Benefits and Coverage (SBC) available annually. The purpose of the SBC is to help consumers compare group health plan (insurance) benefits. While your HRA is a group health plan, it is not insurance. Some of the information and defined terms in the SBC are not applicable to your HRA coverage. To download and view the current SBC, log in and click Resources, or contact our Customer Care Center at 1-844-342-5505 to request a paper copy.